Learn about your credit score at Mentor Public Library

Your credit score is important.

It can have an impact on finding employment, buying insurance, and purchasing or renting a home or car.

It can affect college students who are looking for loans and prevent seniors from qualifying for a reverse mortgage at retirement.

And a lot of people still don't understand what their credit score is or how to improve it.

But it doesn't have to be that way.

Mentor Public Library is hosting a free presentation on understanding your FICO credit score at 6 p.m. on Thursday, Feb. 25, at its Main Branch.

The speaker will be Bob Houston, a retired credit counselor and credit report reviewer. He has helped hundreds of people improve their credit score in order to purchase a home or start a business.

Patrons can also win a free prize just for attending the program. There will be four drawings, one for each: “Building Wealth” by the Federal Reserve Bank of Dallas; “Building a Better Credit Report” by the Federal Trade Commission; “It’s Not What You Make, It’s How You Spend” by Gary Vosick; and “The Do-It-Yourself Guide to Financial Success,” also by Gary Vosick.

The program is free and open to everyone. People can register for the event on our website or by calling Mentor Public Library at 440-255-8811 ext. 216.

The talk is sponsored by Ohio Saves in partnership with the Ohio State University Extension Service.